Minute Loan Center’s Fast Online Loans
Find the Best Instant Cash Loan Option for You
Product offerings vary by state. Choose your state to learn about your options.
Why is Minute Loan Center the Best Choice For You?
Minute Loan Center offers unsecured short-term financing to help you out with emergency expenses – including simple, fast loans that you can use to handle life's unexpected events such as car repairs, home repairs, or other short-term needs.
Quick online loans like these can help you avoid costly bounced-check fees or late payment fees. Minute Loan Center exists to provide these personal loans online fast to help keep your credit in check.
What You Need to Apply:
or Debit Card
Our Products
Lines of Credit
A Line of Credit is an agreement between lender and borrower. The borrower prequalifies for an amount of money that they can borrow against when they need it. When they do borrow against the amount, they agree to repay the amount borrowed (principal), with interest, in regular payments like a credit card. They can also borrow more at any time against the total, just not more than the total available from their Line of Credit.
If your expenses are unpredictable, a Line of Credit from Minute Loan Center could be the quick online loan solution for you. With a Minute Loan Center Line of Credit, you can prequalify for your credit line and access advances when you need them..
Installment Loans
An Installment Loan, also known as a signature loan, is one of our fast online loans options enabling a borrower to access a loan up to $5,000 (or less, amounts vary by state), and the money is paid back over a set period of time. They can be particularly helpful for short-term financial emergencies such as home or car repair, medical or dental bills, or avoiding bank overdraft fees.
If you think a personal Installment Loan could help you, Minute Loan Center’s instant cash loans can have money in your bank account as soon as the same day.*
* Funding requires verification of application information. As a result, funding may be extended up to two business days, depending on the ability to verify this information.
More Personal Funding
A Minute Loan Center personal loan can also be used for:
Emergency Cash
Quick online loans can be used to settle emergency expenses like medical bills, vehicle repairs, emergency home maintenance, family emergencies, and virtually any incident that can make life suddenly difficult.
Pay Advance
Can’t make it to the next payday? Apply for a fast online loan and get cash in your hand in minutes.
Debt Consolidation
Bills out of control? Consolidate them into one payment, so you can always know the amount and number of payments left. Most importantly, with every repayment, you’re paying down the principal.
Avoiding Check Overdraft Fees
An overdraft fee is often one of the most expensive fees from the bank; however, not all financial institutions charge the same amount.
Managing a Household Budget
Establish a financial cushion against unexpected household expenses so you can keep your cool in emergencies.
FAQs/ Q & A
What is an Installment Loan?
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What’s the difference between a payday loan and an MLC Installment Loan?
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Can I get an Installment Loan with bad credit?
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What’s a Line of Credit?
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Want to build your credit history?
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Are there restrictions on what I can use the money for?
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Will you contact my employer when collecting installments?
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What about credit checks?
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Disclaimer: Loan approval and terms are subject to verification of application information, underwriting review, and compliance with applicable state law. Not all applicants will qualify for the lowest advertised rates or for same-day funding. Funding times may vary based on bank processing schedules and customer verification requirements. Fees, repayment terms, and product availability differ by state. Please review your loan agreement carefully for complete terms and conditions. Please borrow responsibly. Loans are intended for short-term financial needs and are not a long-term financial solution.