South Carolina Personal Loans
Fast Application
Our easy form takes only a minute or two –
no credit hit, no headaches.
Quick Approval
Receive your online loan approval in minutes
Instant Funding
Same-day loans just got faster. Get your
deposit in seconds.
Minute Loan Center works harder to say YES! We have the funds you need.
Minute Loan Center’s personal loans are available online 24/7. Click on the ‘Apply Now’ link above to access this loan. Our application process is simple and fast; filling in your details and creating a Minute Loan Center account should take only a few minutes. The account becomes the basis of our interaction with you.
Minute Loan Center’s easy, fast loans in South Carolina are a reliable source of funding even without an excellent credit score. If you’re in need of a loan, all you have to do is enter the correct contact information and have an active bank account where the funds shall be sent
Installment Loans
2,500 with flexible repayment options of up to 9 months. Low-interest rates, the ability to obtain frequent loan advances when needed, and the flexible repayment options make this credit option a popular personal loan in South Carolina.
How Do Installment Loans Work?
When you apply for a Minute Loan Center installment loan, and you are approved, the amount due is sent to your bank account. You then start paying it off, with interest, through preset, regularly scheduled payments called installments. The amount to be paid is spread evenly over the life of the loan, and once you have paid off the loan, we close that account permanently.
- Easy to be approved
- No hard credit check
- It can cover a significant expense
- Fixed low-interest rates
- Regular preset payments on a consistent, predictable schedule
- Chance of refinancing
- On-time payments can improve your credit score
Applying for Minute Loan Center’s installment loan is one of the easiest and fastest ways to access an instant personal loan in South Carolina. If you qualify for it, you are guaranteed an immediate disbursement that will help you attend to your financial needs promptly.
Installment Loan Fee Schedule as of November 6, 2020
| Amount Financed | # of Payments | Payment Frequency | Payment Amount | Interest Total | Total Loan Amount | APR |
|---|---|---|---|---|---|---|
| $650.00 | 9 | Biweekly | $156.83 | $761.61 | $1,411.61 | 497.63% |
| $650.00 | 15 | Biweekly | $134.28 | $1,361.68 | $2,011.68 | 497.63% |
| $650.00 | 8 | Semi-Monthly | $158.01 | $614.17 | $1,264.17 | 494.91% |
| $650.00 | 14 | Semi-Monthly | $132.80 | $1,206.08 | $1,856.08 | 494.40% |
| $650.00 | 4 | Monthly | $359.41 | $787.68 | $1,437.68 | 498.03% |
| $650.00 | 7 | Monthly | $295.82 | $1,421.00 | $2,071.00 | 498.08% |
Example assumes exact period terms for each pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 249% to 499%.
Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
Examples listed MAY have an OPTIONAL fee assessment for Minute Money services of $9.95. See associate for details.
Minute Loan Center reserves the right as outlined in the loan agreement that in the event a payment is late by 10 days or more, you will be charged 5% of the part of the payment that is late, with a minimum charge of $8.40 and a maximum charge of $21.00.
Minute Loan Center reserves the right in the event your payment is refused by a financial institution, you agree to pay us a $30.00 handling fee plus any charges assessed by the institution that refused payment.
Examples are assumed based on exact on-time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.
* Certain limitations apply. All loans subject to approval pursuant to Minute Loan Center underwriting criteria. Minute Loan Center does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity Services Inc. Due to state and verification requirements, not all applicants for on-line request may be eligible for on-line approval by Minute Loan Center. Some customers applying for Minute Loan Center loans may be required to submit additional documentation due to state law and qualification criteria. See your local store for more details and additional disclosures or visit the Products page for more details.
** Terms and conditions apply. In-store cash pickup not available in all states. Checks or alternative funding options are available and may be issued instead of cash. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two business days. Terms and actual APR may vary based on various factors such as state, loan term, loan product type, additional fees and/or other underwriting considerations including credit qualification on certain products.
Frequently Asked Questions About Our Easy, Fast Loans in South Carolina
Are the installment payments the same each month?
Yes. The monthly installments for a Minute Loan Center personal loan in South Carolina are predetermined at the loan’s onset and set to the same figure for the rest of the loan term.
What is the maximum amount I can receive upon application?
You can only receive up to $2,500, payable in 9 months.
Can I cancel my loan after approval?
Yes. If the loan is approved but funds are not disbursed, you can cancel the loan. But your decision needs to be quick because our fast approval process aims to get the money to you as soon as possible.
After paying off my loan, how long will I have to wait to borrow again?
You are eligible for another easy fast installment loan in South Carolina as soon as you finish paying off your current loan. Our loan officers will help you open another installment loan account and promptly disburse the money to your account.
