Minute Loan Center works harder to Say YES! To get you the funds you need.

South Carolina Personal Loans

Minute Loan Center is available 24/7 online
in the great state of South Carolina.

Installment Loans:

Up to $2,500
Fast Approval*
Funds as soon as same day**


MLC of UT, LLC is licensed as a supervised lender by South Carolina’s State Board of Financial Institutions pursuant to the South Carolina Consumer Protection Code, §37-3-101.

South Carolina Consumer Rights Pamphlet

Installment Loans

This product extends credit up to $2,500 with flexible repayment options up to 9 months. It offers low rates and the ability to obtain more frequent advances if needed.

Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.

Installment loans are an especially useful resource for those who wish to:

  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • Assist with unexpected bills

Installment Loan Fee Schedule As of November 6, 2020

Amount Financed # of Payments Payment Frequency Payment Amount Interest Total Total Loan Amount APR
$650.00 9 Biweekly $156.83 $761.61 $1,411.61 497.63%
$650.00 15 Biweekly $134.28 $1,361.68 $2,011.68 497.63%
$650.00 8 Semi-Monthly $158.01 $614.17 $1,264.17 494.91%
$650.00 14 Semi-Monthly $132.80 $1,206.08 $1,856.08 494.40%
$650.00 4 Monthly $359.41 $787.68 $1,437.68 498.03%
$650.00 7 Monthly $295.82 $1,421.00 $2,071.00 498.08%
  • * Example assumes exact period terms for each pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 249% to 499%.
  • * Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00.
  • * Examples listed MAY have an OPTIONAL fee assessment for MinuteMoney services of $9.95. See associate for details.
  • * Minute Loan Center reserves the right as outlined in the loan agreement that in the event a payment is late by 10 days or more, you will be charged 5% of the part of the payment that is late, with a minimum charge of $8.40 and a maximum charge of $21.00.
  • * Minute Loan Center reserves the right in the event your payment is refused by a financial institution, you agree to pay us a $30.00 handling fee plus any charges assessed by the institution that refused payment.
  • * Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.