MLC Line of Credit Loans in Utah

Get A More Flexible Way To Access Cash

Minute Loan Center has a special loan offer customized to the needs of the residents of Utah. Apply for a loan today to access MLC’s line of credit funds.

You’ve Never Had A Loan Like This:

Minute Loan Center has a special loan offer customized to the needs of the residents of Utah. Apply for a loan today to access MLC’s line of credit funds.

lower-payments

Lower Payments

More time to pay it back
apply-once

Apply Once

Credit line is available for a whole year
always-available

Always Available

Even AFTER you pay off funds you borrowed (up to one year)
flexible

Flexible

Only borrow how much you need when you need it
quick-access

Quick Access

Request more from your credit line. No application needed

To enjoy these benefits, apply for a line of credit loan in Utah online or visit the nearest Minute Loan Center location.

What is an MLC Line of Credit?

A line of credit is a type of loan agreement between MLC and you that presets a borrowing limit for a specified period, say, a year. You can draw from this amount at once or repeatedly as you wish within the specified period. You can also repay the amount you use immediately or over time. Getting a personal line of credit in Utah is gaining popularity as people realize that they do not need to apply for a loan every time they need money. With a line of credit, they can keep drawing from the same account and repay later, just as with a regular loan.

Why Would You Need A Personal Line of Credit?

The primary reason for seeking a personal line of credit is to cover unforeseen expenses that do not typically feature in your budget. A line of credit loan improves your cash flow, ensuring that you and your Utah family have working capital to use whenever the need arises. Also, if you run a business, having a personal line of credit is a way to keep your personal and business expenses separate for better financial assessment. 

A personal line of credit can also be a smart way to consolidate your debt. In fact, this is the most popular reason to pursue a line of credit in Utah. You only need to use the amount you get to pay off other multiple loans and have only the line of credit to repay at a favorable rate. To start working on your debts today and/or a damaged credit score, take advantage of MLC’s line of credit loans in Utah.

Am I Eligible for a Minute Loan Center Personal Line of Credit in Utah?

We work harder to say YES, but there are a few criteria that you need to meet to qualify.

  • You are at least 18 years old.
  • Have a valid government ID.
  • You have an active checking account or debit card.
  • Have a valid email to receive electronic disclosures.
  • Live in a state where Minute Loan Center is licensed and offers a Line of Credit.
  • Have a regular source of income.
  • Can provide information to validate your identity.
  • Meet our generous underwriting requirements.
  • Agree to our terms and conditions.

With these relaxed requirements, Minute Loan Center is likely one of the best lenders in the State.

Do You Check My Credit To Qualify Me?

Minute Loan Center can pre-qualify you for a line of credit loan in Utah without affecting your FICO score.