Check how much you qualify for. FAST. No credit hit.*

Checking how much you qualify for, will NOT affect your credit score.*


Check how much you qualify for. Fast. No credit hit.*

Checking how much you qualify for, will NOT affect your credit score.*

Need Emergency Cash? Get Funded in Minutes…

Minute Money can fund instantly to most major debit cards, helping you get funded fast when you need it. – if your bank does not accept the Minute Money transaction, we’ll provide a FREE ACH transfer1.

How it Works:

Getting a short term loan at Minute Loan Center is fast and stress free, whether you apply online² or in store.

Fast Application

Simple form, takes just minutes

Quick Approval

Receive approvals fast

Instant Funding

Get funded as fast as just minutes

²Online applications processed before 10:30 AM ET (Monday-Friday) may be eligible for same-day funding to your bank account. Online applications processed between 10:30 AM ET and 8:00 PM ET are typically funded the next banking day, but exceptions may apply. If we are unable to verify your application electronically, we may ask you to provide certain documents before final approval.

Be a VIP at Minute Loan Center

We craft our loan offerings around you as a person, not a credit score.

Clear Rates & Fees

Easy to understand with no hidden charges. Our mission is to make sure you are treated the way we would want to be treated.

24 Hour No Risk Guarantee

Simply return all the funds within 24 hours and you owe nothing.

Perfect Credit not Needed

Life happens. Don’t worry if your credit isn’t perfect, we’ll treat you with respect and work hard to earn your business.

Bank Level Security

Privacy and security matter. That’s why we use bank-level security protocols.

Live better with Minute Loan Center

Minute Loan Center VIPs can:

SAVE more

MLC Coupons gives you access to thousands of offers from major merchants and local stores, in-store and online.

EARN more

MLC Share helps you EARN money by referring friends and family.

GET more

First Avenu provides access to unique products and fun vacations with simple payments.

Best of all, you do not need to request or have a loan in order to have access to these VIP services, just register on our website or our APP today!

We believe being part of the community means giving back to the community. Our team members earn the opportunity to provide donations to local charities that serve their immediate community. We call this going The Extra Mile.

Just a few of the local charities we’ve supported through donations: