Easy Installment Loans with Fast Approval
Get approved for a personal installment loan in minutes.
What is an Installment Loan?
An installment loan is a type of personal loan where the borrower gets a loan of up to $5,000 (or less, amounts vary by state), and the money is paid back over a set period of time. They can be particularly helpful for short-term financial emergencies such as home or car repair, medical or dental bills, or avoiding bank overdraft fees.
If you think a personal installment loan could help you, Minute Loan Center can have money in your bank account as soon as the same day.* Apply for an online installment loan and get approved in minutes.
How do I prequalify?
Prequalifying for an online loan at Minute Loan Center is quick and secure. It won’t affect your FICO® score.**
Getting an online installment loan has never been easier. Minute Loan Center’s simplified 3-step process ensures that you have the funds you need, whenever you need them.
How It Works
Apply
Our simple installment loan application forms cut out the fluff and take just minutes to complete. There’s no credit hit for applying!
Get Approved
Minute Loan Center’s team of experts goes the extra mile to approve your loan in minutes – and it’s all online.
Instant Funding
When we say same-day loans, we mean it. We also provide free ACH transfers if your bank doesn’t accept Minute Money transactions.
States that Offer Installment Loans
How to Apply for an Installment Loan Online
Applying for an Installment Loan from Minute Loan Center takes just minutes, and funds can be available the same day upon approval.
Register for a VIP member account, and our in-house creditors will promptly review your application. We're serious about protecting your personal info. We use physical and electronic security measures that meet federal banking rules – so you can relax knowing your information is safe with us.
How It Works
Getting an online installment loan has never been easier. Minute Loan Center’s simplified 3-step process ensures that you have the funds you need, whenever you need them.
Frequently Asked Questions
A payday loan is usually a small loan between $50 and $300. Depending on the state regulations, it is due with a fee on your next pay cycle. It helps people manage critical short-term financial needs. However, sometimes people find themselves unable to pay it off in full at the end of a pay cycle. So they just pay down their fees and re-borrow. This can result in borrowers paying much more in fees than if they had used it for just a single cycle.
An online installment loan allows borrowers to borrow larger amounts of money. Pay it off over time and often with smaller payments than a payday loan.
Disclaimer:
The Frequently Asked Questions are provided by Minute Loan Center for informational purposes only to help customers understand credit usage and available loan options. Personal loans should be used responsibly for short-term or unexpected financial needs and are not intended as a long-term financial solution. Customers experiencing financial hardship or credit difficulties are encouraged to seek assistance from a qualified credit counseling organization.
Loan approval and terms are subject to verification of application information, underwriting review, and compliance with applicable state law. Not all applicants will qualify for the lowest advertised rates or for same-day funding. Funding times may vary based on bank processing schedules and customer verification requirements. Fees, repayment terms, and product availability differ by state. Please review your loan agreement carefully for complete terms and conditions. Please borrow responsibly. Loans are intended for short-term financial needs and are not a long-term financial solution.