Personal Loans in Missouri

Fast Application

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no credit hit, no headaches.

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deposit in seconds.

Minute Loan Center’s personal loans are available online 24/7. Click on the ‘Apply Now’ link below to get a fast cash instant loan. 

Our application process is simple and fast. It should take only a few minutes to fill in your details and create a Minute Loan Center account. The account becomes the basis of our interaction with you, and a customer representative should contact you promptly.

When you need funds urgently, Minute Loan Center is a reliable source of the funding you need. You do not have to worry about qualifying for a loan with bad credit or failure to meet some stiff requirements. We have a 97% approval rate, and you are more likely than not to qualify for our generous loans.

Installment Loans

A Minute Loan Center instant installment loan designed for Missouri residents extends credit of up to $2,500 with flexible repayment options for up to 9 months. This installment loan carries a low fixed interest rate and can obtain more frequent advances if needed. You repay this loan in regular equal scheduled payments, called installments, each comprising a portion of the principal amount and the interest charged.

If approved for a Minute Loan Center personal loan in Missouri, you receive the loan amount due in your bank account and can use it however you like. You then start paying it off through the predetermined scheduled installments. The amount to pay in each installment is equal over the life of the loan, and once you have paid off the loan, we close that account permanently. If you need another fast cash instant loan, our loan officers will help you set up another account, and you will receive the funds you need.

Installment Loan Fee Schedule as of November 6, 2020

Amount Financed# of PaymentsPayment FrequencyPayment AmountInterest TotalTotal Loan AmountAPR

Example assumes exact period terms for each pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 319% to 539%.

Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.

Examples listed MAY have an OPTIONAL fee assessment for Minute Money services of $9.95. See associate for details.

Minute Loan Center reserves the right as outlined in the loan agreement that in the event a payment of $25.00 or less is late by 15 days or more, you will be charged $5.00. If a payment that exceeds $25.00 is late by 15 days or more, you will be charged the greater of $15.00 or 5% of the payment (maximum $50.00).

Minute Loan Center reserves the right in the event your payment is refused by a financial institution, you agree to pay us a $25.00 handling fee plus any charges assessed by the institution that refused payment.

Examples are assumed based on exact on-time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

* Certain limitations apply. All loans subject to approval pursuant to Minute Loan Center underwriting criteria. Minute Loan Center does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity Services Inc. Due to state and verification requirements, not all applicants for on-line request may be eligible for on-line approval by Minute Loan Center. Some customers applying for Minute Loan Center loans may be required to submit additional documentation due to state law and qualification criteria. See your local store for more details and additional disclosures or visit the Products page for more details.
** Terms and conditions apply. In-store cash pickup not available in all states. Checks or alternative funding options are available and may be issued instead of cash. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two business days. Terms and actual APR may vary based on various factors such as state, loan term, loan product type, additional fees and/or other underwriting considerations including credit qualification on certain products.

Frequently Asked Questions

What do I need to apply for a personal loan in Missouri?

Our requirements are easy to meet. For example, you must be a Missouri resident, be 18 years or older, be gainfully employed, have a bank account, and agree to our terms and conditions. Most applicants meet these requirements, which explains our incredibly high approval rate of 97%.

Can I qualify for an installment loan with bad credit?

Yes. Minute Loan Center does not consider your credit score when assessing your creditworthiness. You can qualify for this fast cash instant loan even with low credit scores.

Can I pay off my loan early or make extra payments?

Yes. You can pay off your loan early without attracting any penalties. If you run into a financial windfall, pay off the loan or make extra payments without any worries.

Is the personal information collected confidential?

Yes! Any information you share with us is confidential and will not be shared without your written consent.