Minute Loan Center works harder to Say YES! To get you the funds you need.

Utah Personal Loans

Installment Loans:

Up to $5,000
Fast Approval*
Funds as soon as same day**

Installment Loans

This product extends credit up to $1,000 with flexible repayment options for up to 9 months. It offers low rates and the ability to obtain more frequent advances if needed.

Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.

Installment loans are an especially useful resource for those who wish to:

  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • Assist with unexpected bills

Installment Loan Fee Schedule As of September 27, 2019

Amount Financed # of Payments Payment Frequency Payment Amount Final Payment Amount Interest Total Total Loan Amount APR
$100.00 6 Bi-Weekly $26.79 $26.82 $60.77 $160.77 403.47%
$700.00 6 Bi-Weekly $207.39 $207.44 $544.39 $1,244.39 504.54%
$400.00 10 Bi-Weekly $83.66 $83.87 $436.81 $836.81 423.66%
$800.00 10 Bi-Weekly $186.98 $186.98 $1,069.80 $1,869.80 504.54%
$600.00 15 Bi-Weekly $113.06 $113.22 $1,096.06 $1,696.06 443.88%
$1,000.00 15 Bi-Weekly $191.76 $192.10 $1,876.74 $2,876.74 453.99%
$700.00 20 Bi-Weekly $124.84 $125.26 $1,797.22 $2,497.22 443.88%
$1,000.00 20 Bi-Weekly $129.81 $129.74 $1,896.13 $2,896.13 464.09%
$1,000.00 33 Bi-Weekly $119.44 $121.11 $2,943.19 $3,943.19 302.32%
$5,000.00 33 Bi-Weekly $597.22 $598.76 $14,709.80 $19,709.80 302.32%

  • * Example assumes exact period terms for a 14 day Bi-Weekly pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 238% to 519%.
  • * Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
  • * Examples listed MAY have an OPTIONAL fee assessment for MinuteMoney services of $9.95. See associate for details.
  • * Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $24.95. See associate for details.
  • * Minute Loan Center reserves the right as outlined in section 8 of the loan agreement that in the event a payment is late by Five (5) days or more, we MAY assess a 5% fee on the unpaid portion of the payment.
  • * Minute Loan Center reserves the right in the event a payment is returned for Insufficient Funds, we MAY assess a $25 fee for the returned item.
  • * Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Premier Loans

Minute Loan Center offers a large scale loan for consumers – the “Premier Loan”. This product is typically suited for customers with stronger payment/credit histories and carries a borrowing maximum of $5,000. Repayment can be made in small, flexible increments over a 15-month term.

Premier loans are an especially useful resources for those who wish to:

  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages