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Delaware Personal Loans

Installment Loans:

Up to $5,000
Fast Approval*
Funds as soon as same day**

Installment Loans

This product extends credit up to $1,000 with flexible repayment options for up to 9 months. It offers low rates and the ability to obtain more frequent advances if needed.

Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.

Installment loans are an especially useful resource for those who wish to:

  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • Assist with unexpected bills

Installment Loan Fee Schedule As of September 27, 2019

Amount Financed # of Payments Payment Frequency Payment Amount Final Payment Amount Interest Total Total Loan Amount APR
$100.00 6 Bi-Weekly $26.79 $26.82 $60.77 $160.77 403.47%
$700.00 6 Bi-Weekly $207.39 $207.44 $544.39 $1,244.39 504.54%
$400.00 10 Bi-Weekly $83.66 $83.87 $436.81 $836.81 423.66%
$800.00 10 Bi-Weekly $186.98 $186.98 $1,069.80 $1,869.80 504.54%
$600.00 15 Bi-Weekly $113.06 $113.22 $1,096.06 $1,696.06 443.88%
$1,000.00 15 Bi-Weekly $191.76 $192.10 $1,876.74 $2,876.74 453.99%
$700.00 20 Bi-Weekly $124.84 $125.26 $1,797.22 $2,497.22 443.88%
$1,000.00 20 Bi-Weekly $129.81 $129.74 $1,896.13 $2,896.13 464.09%
$1,000.00 33 Bi-Weekly $119.44 $121.11 $2,943.19 $3,943.19 302.32%
$5,000.00 33 Bi-Weekly $597.22 $598.76 $14,709.80 $19,709.80 302.32%

  • Example assumes exact period terms for a 14-day Bi-Weekly pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 238% to 519%.
  • Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
  • Examples listed MAY have an OPTIONAL fee assessment for MinuteMoney services of $9.95. See associate for details.
  • Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $24.95. See associate for details.
  • Minute Loan Center reserves the right as outlined in section 8 of the loan agreement that in the event a payment is late by Five (5) days or more, we MAY assess a 5% fee on the unpaid portion of the payment.
  • Minute Loan Center reserves the right in the event a payment is returned for Insufficient Funds, we MAY assess a $25 fee for the returned item.
  • Examples are assumed based on exact on-time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Premier Loans

Minute Loan Center offers a large scale loan for consumers – the “Premier Loan”. This product carries a borrowing maximum of $5,000. Repayment can be made in small, flexible increments over a 15-month term.

Premier loans are an especially useful resources for those who wish to:

  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages