Online Loans in Mississippi
Minute Loan Center works harder to say YES! Apply for a personal loan in Mississippi now to get the funds you need.
Easiest Way to Get Cash
" It's the easiest way to get cash when you need it. I've used Minute Loan services for almost 7 years and they have never turned me away. Great service and great employees... "
Compassionate Service
" They were very patient with me when I got behind on my payments, they just needed me to keep them updated. "
Excellent Customer Service
" The Customer Service is excellent. They treated me like a person, not a number. "
You Have Options!
Minute Loan Center’s personal loans are available online 24/7.
<When you need to apply for a cash loan, we are a reliable source of funding. You do not have to worry about having an excellent credit score or meeting stiff requirements. We have a high approval rate, and you are more likely than not to qualify for our generous loans. Explore our options below.
Installment Loans
With these online personal loans in Mississippi, borrowers lock in a low fixed interest rate and get to repay the loan in regular, equal-scheduled payments called installments. Each installment comprises a portion of the principal amount and the interest charged.
Learn more about Mississippi Installment Loans
The benefits of a Minute Loan Center Mississippi personal installment loan are:
- Easy to be approved
- No hard credit check (We don’t pull a traditional credit report)
- It can cover a significant expense
- Fixed low-interest rates
- Regular preset payments on a consistent, predictable schedule
- Chance of refinancing
- On-time payments can improve your credit score
Apply today for a cash loan to meet your financial needs.
MLC Mississippi Loans Products Provide Better Options
| Product | Term | Access to Credit | Repayment |
|---|---|---|---|
Installment Loan(MLC Option) | Fixed Term | Fixed Amount Requires a pay‐off or re‐fi (Requiring underwriting approval) to access more funds. | Fixed Payments |
Payday loan(Competitor Option) | Fixed Term | Fixed Amount Requires auto title as collateral. Requires payoff to access more credit. | Fixed Payments |
Title Loan(Competitor Option) | Fixed Term | Fixed Amount Requires auto title as collateral. Requires payoff to access more credit. | Fixed Payments |
Installment Loan Fee Schedule as of
November 6, 2020
| Amount Financed | # of Payments | Payment Frequency | Payment Amount | Interest Total | Total Loan Amount | APR |
|---|---|---|---|---|---|---|
$200.00 | 17 | Weekly | $18.75 | $118.82 | $318.82 | 299.20% |
$500.00 | 30 | Weekly | $35.37 | $561.25 | $1,061.25 | 299.19% |
$200.00 | 9 | Biweekly | $36.83 | $131.51 | $331.51 | 299.14% |
$500.00 | 15 | Biweekly | $67.80 | $516.98 | $1,016.98 | 299.17% |
$200.00 | 8 | Semi-Monthly | $39.03 | $112.23 | $312.23 | 298.33% |
$500.00 | 14 | Semi-Monthly | $73.68 | $531.51 | $1,031.51 | 298.05% |
$200.00 | 4 | Monthly | $85.04 | $140.16 | $340.16 | 302.80% |
$500.00 | 7 | Monthly | $136.12 | $452.89 | $952.89 | 300.43% |
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Frequently Asked Questions
Minute Loan Center conducts a soft credit inquiry to determine the financial position of potential clients. However, this is not the only factor that influences our lending decision because even people with less-than-perfect credit can qualify for a loan based on their incomes and financial stability.
Fast and Easy Application!
Apply for a Mississippi online loan. It takes only a few taps or clicks to confirm your credit limit, then view your offers and terms – without impacting your credit score. Apply for a loan!
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Disclaimer: Loan approval and terms are subject to verification of application information, underwriting review, and compliance with applicable state law. Not all applicants will qualify for the lowest advertised rates or for same-day funding. Funding times may vary based on bank processing schedules and customer verification requirements. Fees, repayment terms, and product availability differ by state. Please review your loan agreement carefully for complete terms and conditions. Please borrow responsibly. Loans are intended for short-term financial needs and are not a long-term financial solution. This content is for educational purposes and does not constitute an offer to lend or a solicitation in any state where we are not licensed.