About Minute Loan Center

Quick, Easy & Stress-Free Loan Applications

Minute Loan Center is your neighborhood community lender with over 25 years of experience. We help thousands of hardworking Americans find the funds they need – often when others will not help them. 

Our personalized installment loans start with a quick application process. Above all, we offer a variety of funding options online and in-store including virtually instant funding with Minute Money.

Whether you’re around the corner or on your smartphone, get your life moving again with Minute Loan Center.


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We Build Financial Solutions Around You, Not Your Credit Score.

We Have Our Own Bank Source, So You Can Get Funded in Minutes.

The Best Part? We’re As Secure As A Federal Bank.

Be a Minute Loan Center VIP!

No Credit Hits, Transparent Applications

As a trusted lender to thousands across the country, our easy and transparent application process makes us the obvious choice for installment loans.

There is absolutely no credit hit for applying – get funded today.

24-hour No Risk Guarantee

Get rid of the red tape and hassle with MLC. You owe us nothing if you repay your loan within 24 hours.

No Credit? No Problem

At MLC, we believe you’re more than your credit score. We take a fair and honest look at every single application. Don’t hesitate to apply if you have bad credit, we’re here to make things better.

Being an MLC VIP Pays

Here’s how our loans make you richer.

MLC Refer-A-Friend

Did you know we offer some of the best cash rewards for referrals around? We make it easy to invite your friends and co-workers by email, text, and even social media. 

Every referral you make puts dollars in your pocket and gives your friend a discount too!

MLC Coupons

With MLC Coupons, you have access to valuable coupons for thousands of top brands and retailers both online and in-store. Best of all, it’s 100% FREE, and you don’t need a loan from us to access to this amazing tool. 

Sign up for a Minute Loan Center VIP membership to unlock a new world of savings.

Level Up Rewards

With MLC Level Up Rewards, you earn badges and points just by doing things you’d do anyway. Redeem your points for a variety of cool rewards from a constantly expanding pool of prizes!

We treat you like we would want to be treated.

Get the money you need.