Personal Cash Loans in Wisconsin
Minute Loan Center works harder to Say YES! To get you the funds you need.

Line of Credit
Online Line of Credit Questions:
How much money can I borrow?
Wisconsin residents may be eligible to receive a credit line up to $5,000.
How much does an advance cost?
(i) all unpaid Interest Charges and all unpaid Fees and Other Charges that have accrued as of the Closing Date of the Billing Cycle, plus seven percent (7%) of the outstanding balance of Advances for Accounts with biweekly and semimonthly Billing Cycles or thirteen percent (13%) of the outstanding balance of Advances for Accounts with monthly Billing Cycles; or
(ii) $50.00 (or any lesser amount needed to pay the New Balance in full).
When will my loan be due?
How can I get more cash?
Minute Loan Center
Itemization of Charges – Revolving Credit
Interest Rates and Interest Charges | |
---|---|
Annual Percentage Rate (APR) for Advances | For balances up to $5,000, between 179.00% and 701.5625%, depending on your creditworthiness. |
Paying Interest | We will begin charging interest on advances on the transaction date. |
Fees | |
---|---|
Set-up and Maintenance Fees | |
Account Set-up Fee Annual Fee | $9.95 (one-time fee) $24.95 |
Transaction Fees | |
Advance Fee | Either $1 or 15% of each Advance, whichever is greater. |
Penalty Fees | |
Late Payment Returned Payment Fee Overlimit Fee | Either $15 or 5% of the unpaid amount due, whichever is greater $15 $14.95 |
Other Fees | |
Credit Limit Increase Fee Paper Statement Delivery Fee | $4.95 each time we agree, at your request, to increase the credit limit. $9.95 for each paper statement we print and mail to you, if you cancel or |
Interest Charges for Advances
Your Account is subject to Interest Charges (periodic rate Finance Charges). The Interest Charges for Advances are based on the Annual Percentage Rate(s) and corresponding Daily Periodic Rate(s) we include in your Account Opening Disclosures. We figure the Interest Charges on your Account by applying the Daily Periodic Rate to the “Daily Balance” of unpaid Advances in your Account for each day in the Billing Cycle. To get the “Daily Balance,” we take the beginning balance of your Account each day, add any new Advances, and subtract any unpaid Interest Charges, Fees and Other Charges, and any payments or credits. This gives us the “Daily Balance.” Then, we multiply the Daily Balance for each day by the Daily Periodic Rate to obtain the “Daily Interest Charge” for the day, rounding the Daily Interest Charge to the nearest whole cent. At the end of each Billing Cycle, we add together the Daily Interest Charges for each day in the Billing Cycle to determine the total Interest Charges due for your Account during the Billing Cycle.
Instant Installment Loans in Wisconsin
Installment Loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.
Installment loans are an especially useful resource for those who wish to:
- Consolidate other loans into one low and easy payment to get cash loans from our loan store in Utah.
- Buy furniture, electronics, or appliances versus renting them.
- Assist with down payments for cars, boats, housing, or other substantial items.
- Assist with unexpected bills.
Amount Financed | # of Payments | Payment Frequency | Payment Amount | Final Payment Amount | Interest Total | Total Loan Amount | APR |
---|---|---|---|---|---|---|---|
$400.00 | 10 | Bi-Weekly | $83.66 | $83.87 | $436.81 | $836.81 | 423.66% |
$800.00 | 10 | Bi-Weekly | $186.98 | $186.98 | $1,069.80 | $1,869.80 | 504.54% |
$600.00 | 15 | Bi-Weekly | $113.06 | $113.22 | $1,096.06 | $1,696.06 | 443.88% |
$1,000.00 | 15 | Bi-Weekly | $191.76 | $192.10 | $1,876.74 | $2,876.74 | 453.99% |
$700.00 | 20 | Bi-Weekly | $124.84 | $125.26 | $1,797.22 | $2,497.22 | 443.88% |
$1,000.00 | 20 | Bi-Weekly | $129.81 | $129.74 | $1,896.13 | $2,896.13 | 464.09% |
$1,000.00 | 33 | Bi-Weekly | $119.44 | $121.11 | $2,943.19 | $3,943.19 | 302.32% |
$5,000.00 | 33 | Bi-Weekly | $597.22 | $598.76 | $14,709.80 | $19,709.80 | 302.32% |
Example assumes exact period terms for a 14-day Bi-Weekly pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 238% to 519%.
Minute Loan Center reserves the right in the event a payment is returned for Insufficient Funds, we MAY assess a $15 fee for the returned item.
Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.