Personal Loans up to $2,500
Where South Carolinians are worth more! *
Fast & Friendly Service
You can apply in minutes and get funded virtually instantly with Minute Loan Center’s Minute Money!
How it Works:
1. Apply Online
2. Choose A Loan Offer
3. Get Funded Fast
Get approved today.
Be funded as soon as today!*
When You Need It
Minute Loan Center has helped people get loans even when other institutions (like banks) have turned them down. Our US based associates are ready to help you find your “YES!”
“The best part of helping people at Minute Loan Center is the relief I hear when they are approved.”
Get More When You Join Minute Loan Center.
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The Minute Loan Center Difference:
We know you may have other options, but not all financial products are the same. Payday Loans are generally a smaller amount, but have a balloon payment after one pay cycle. This can result in “roll overs” where you just keep paying interest, but never pay down the principle amount borrowed.
A “no surprises” Installment Loan from Minute Loan Center features a fixed number of payments and a fixed amount due. EVERY single payment pays down your principle, and you always know how much you owe and how much you’ll have to pay to complete your loan. Best of all, payments are generally lower than Payday Loan payments**, and you get more time to pay it off.
Over 25 years of state licensed service to hard working Americans.
*Loan requests received before 10:30 AM Eastern Standard Time can be approved and funded as soon as same day. If additional underwriting, employment confirmation or documentation are required, approval may take longer. If your bank debit card does not accept Minute Money, ACH funding for requests made after 10:30 AM EST generally posts to your account the next day.
** Payment amounts are determined by the amount of principle borrowed, the interest rate you qualify for and the term or the number of payments you have to pay off your loan. In many instances this provides a lower payment than a Payday Loan. Obviously, if borrowing more than a Payday Loan, there are situations where the payment may be more as you are borrowing more.
1 Does not apply if customer information is not accurate or if there is a bank error preventing the transfer. Standard ACH fees may apply. Not all banks accept Minute Money, if your bank does not, you will receive an ACH transfer which could fund as early as same day or the next business day.
When we extend credit, we provide a credit agreement and related disclosures that contain important information about the cost and terms of credit. This licensee cannot use the criminal process against a consumer to collect any deferred deposit transaction. For example, our credit agreement and related disclosures will disclose when payments are due, any fees due if a payment is late or returned to us unpaid by your financial institution, and the finance charges due for the extension of credit. Loans are not renewed automatically. Whether you have the option of renewing a loan can vary based on factors such as state law, our credit policies, and the type of credit you request. The fees we may assess and other conditions that apply if you ask to renew a loan will be described in the credit agreement and related disclosures. Click here for more details about our consumer loan products and where they are available.
* Certain limitations apply. All loans subject to approval pursuant to Minute Loan Center underwriting criteria. Minute Loan Center does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity Services Inc and will reflect as such on your credit report. Due to state and verification requirements, not all applicants for on-line request may be eligible for on-line approval by Minute Loan Center. Some customers applying for Minute Loan Center loans may be required to submit additional documentation due to state law and qualification criteria. See your local store for more details and additional disclosures or visit the Products page for more details.
** Terms and conditions apply. In-store cash pickup not available in all states. Checks or alternative funding options are available and may be issued instead of cash. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two business days. Terms and actual APR may vary based on various factors such as state, loan term, loan product type, additional fees and/or other underwriting considerations including credit qualification on certain products.
Our efforts to collect past due accounts will be conducted in a professional and fair manner that complies with applicable law. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For additional information, please contact your nearest store location.
Personal loans should be used only for unexpected financial needs, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Delaware Residents: Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. See licenses.