Easiest Way to Get Cash
" It's the easiest way to get cash when you need it. I've used Minute Loan services for almost 7 years and they have never turned me away. Great service and great employees... "
Compassionate Service
" They were very patient with me when I got behind on my payments, they just needed me to keep them updated. "
Excellent Customer Service
" The Customer Service is excellent. They treated me like a person, not a number. "
Loan Options for South Carolina
Minute Loan Center's personal loans are available online 24/7. Apply Now to access this loan. Our application process is simple and fast; filling in your details and creating a Minute Loan Center account should take only a few minutes. The account becomes the basis of our interaction with you.
Minute Loan Center's personal loans in South Carolina are a reliable source of funding even without an excellent credit score. If you need a loan, all you have to do is enter the correct contact information and have an active bank account where the funds will be sent.
Installment Loans
9 months. Low-interest rates, the ability to obtain frequent loan advances when needed, and repayment options designed to fit a range of needs make this credit option a popular choice in South Carolina.
When you apply for a Minute Loan Center installment loan, and you are approved, the amount due is sent to your bank account. You then start paying it off, with interest, through pre-set, regularly scheduled payments called installments.
The amount to be paid is spread evenly over the life of the loan, and once you have paid off the loan, we close that account permanently.
Learn more about our South Carolina Personal Installment Loans
The benefits of Minute Loan Center’s easy online loans in South Carolina are:
- Easy to be approved
- No hard credit check
- It can cover a significant expense
- Fixed interest rates
- Regular preset payments on a consistent, predictable schedule
- On-time payments can improve your credit score
Applying for Minute Loan Center's installment loan is one of the easiest and fastest ways to access a loan in South Carolina.
MLC South Carolina Personal Loans Provide Better Options
| Product | Team | Access to Credit | Repayment |
|---|---|---|---|
Installment Loan | Fixed Term | Fixed Amount | Fixed Payments |
Payday Loan | Fixed Term | Fixed Amount | Fixed Payments |
Title Loan | Fixed Term | Fixed Amount | Fixed Payments |
Minute Loan Center Itemization of Charges – Revolving Credit (November 6, 2020)
| Interest Rates and Interest Charges | |
|---|---|
Annual Percentage Rate (APR) for Advances | For balances up to $5,000, between 179.00% and 701.5625%, depending on your creditworthiness |
Paying Interest | We will begin charging interest on advances on the transaction date. |
Installment Loan Fee Schedule
As of November 6, 2020
Amount
Financed
# of
Payments
Amount Financed
Payment
Frequency
Payment
Amount
Interest
Total
Total Loan
Amount
APR
$650.00
9
Bi-Weekly
$156.83
$761.61
$1,411.61
497.63%
$650.00
15
Bi-Weekly
$134.28
$1,361.68
$2,011.68
497.63%
$650.00
8
Semi-Monthly
$158.01
$614.17
$1,264.17
494.91%
$650.00
14
Semi-Monthly
$132.80
$1,206.08
$1,856.08
494.40%
$650.00
4
Monthly
$359.41
$787.68
$1,437.68
498.03%
$650.00
7
Monthly
$295.82
$1,421.00
$2,071.00
498.08%
Example assumes exact period terms for each pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 249% to 499%.
Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
Examples listed MAY have an OPTIONAL fee assessment for Minute Money services of $9.95. See associate for details.
Minute Loan Center reserves the right as outlined in the loan agreement that in the event a payment is late by 10 days or more, you will be charged 5% of the part of the payment that is late, with a minimum charge of $8.40 and a maximum charge of $21.00.
Minute Loan Center reserves the right in the event your payment is refused by a financial institution, you agree to pay us a $30.00 handling fee plus any charges assessed by the institution that refused payment.
Examples are assumed based on exact on-time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.
* Certain limitations apply. All loans subject to approval pursuant to Minute Loan Center underwriting criteria. Minute Loan Center does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity Services Inc. Due to state and verification requirements, not all applicants for on-line request may be eligible for on-line approval by Minute Loan Center. Some customers applying for Minute Loan Center loans may be required to submit additional documentation due to state law and qualification criteria. See your local store for more details and additional disclosures or visit the Products page for more details.
** Terms and conditions apply. In-store cash pickup not available in all states. Checks or alternative funding options are available and may be issued instead of cash. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two business days. Terms and actual APR may vary based on various factors such as state, loan term, loan product type, additional fees and/or other underwriting considerations including credit qualification on certain products.
License/Registration
MLC of UT, LLC is licensed as a supervised lender by South Carolina’s State Board of Financial Institutions pursuant to the South Carolina Consumer Protection Code, §37-3-101.
Our simple application process takes just two minutes of your time – without a hit to your credit.
Forget same-day. Your application will be reviewed in just minutes.
Upon approval, funds will be immediately available in your account.
Frequently Asked Questions About Our Loans in South Carolina
Yes. The monthly installments for a Minute Loan Center personal loan in South Carolina are predetermined at the loan's onset and set to the same amount for the rest of the loan term.
Simple and easy application.
With just a few online button clicks to determine your credit limit, you’ll receive a personal loan offer tailored for South Carolina residents – without a hard credit check or harm to your credit score.
VIP access in the palm of your hand!
The MLC mobile app puts the perks of being a VIP right at your fingertips. You can manage your account, find exclusive Coupons, and even earn Rewards. Find our app in the Apple App Store or Google Play today!
Disclaimer: Loan approval and terms are subject to verification of application information, underwriting review, and compliance with applicable state law. Not all applicants will qualify for the lowest advertised rates or for same-day funding. Funding times may vary based on bank processing schedules and customer verification requirements. Fees, repayment terms, and product availability differ by state. Please review your loan agreement carefully for complete terms and conditions. Please borrow responsibly. Loans are intended for short-term financial needs and are not a long-term financial solution. This content is for educational purposes and does not constitute an offer to lend or a solicitation in any state where we are not licensed.