Couple look at Louisiana Loan Products

Introducing our

Louisiana Loan Products


Minute Loan Center’s Line of Credit and Installment Loans are new and exclusive online products only available for our valued customers in Louisiana.

Checking how much you qualify for,
will not affect your credit score.

What’s the difference between a Line of Credit and an Installment Loan?

A Line of Credit is for:

  • The convenience of knowing you have quick access to funds.
  • Safety and security when you don’t know how much you need yet.
  • Assuredness when you don’t want to owe more than you need to.
  • Protection over time when you don’t know how long you will need the funds.
  • Managing unpredictable or unexpected household expenses.

An Installment Loan is for:

  • Increased potential credit limits than other types of short-term loans such as payday loans.
  • Reliability of having more time to pay down the loan.
  • The knowledge that every payment is to pay down part of the amount borrowed, so you are always paying down your loan with each and every payment.
  • Security in knowing how many payments are due, how much you owe, and how much it will cost.

MLC Louisiana Loan Products Provide Better Options







Stays open as long
as you need it. *

Fixed Term

Fixed Term
– Next payday.

Fixed Term


Draw and spend money as you have available credit. No additional underwriting needed.

Fixed Amount
Requires a pay‐off or re‐fi (Requiring underwriting approval) to access more funds.

Fixed Amount
Requires a pay‐off or re‐fi (Requiring underwriting approval) to access more funds.

Fixed Amount
Requires auto title as collateral. Requires payoff to access more credit.


Minimum Payments

Fixed Payments

Fixed Payments

Fixed Payments


Our products are available 24/7. As a MLC VIP you can access your account anytime you need to.


We strive to provide the BEST funding options industry-wide. If you have a need, we have a solution. –And we will tailor it for you specifically.


Our customer service team is always ready to assist you. We also have an app that can easily keep you in-touch with your VIP benefits.


MLC offers BEST-IN-CLASS products that give you the options, security, and features you need for your funding endeavors.

MLC Louisiana Loan Product  FAQs

What Is My Annual Percentage Rate (APR)?

Always check your contract, as each contract is personally customized. Interest is always disclosed in the contract. Based on your original underwriting, the APR can vary when you take out separate advances. However, each customer is different and you should check your contract for more details.

Can I Choose a Billing Period?

We strive to make this as convenient as possible for our customers. Customers can choose to schedule automatic payments on their statement due date. The billing cycle will be determined by the Primary Income Pay Cycle, which should match the customer’s pay dates, except for Weekly paid customers being moved to a Bi-Weekly schedule.

The Pay Date Option is designed to make it easier for our VIP Members to manage their budget and fulfill their obligation.

When is My First Billing Period?

The first billing period is based on the VIP Member’s pay date and could range between 5 to 19 days after the first advance draw.

How Can I Receive My Statements?

Our product provides a statement available to our customers on their account page or the customer can elect to receive their statements by mail for an additional fee.

Louisiana Loan Products

It really is a win, win.

Make it simple and easy!

Go online, click a few buttons to establish your credit limit, see your offers and terms, all without a hard credit check or impact on your credit score.

Build UP your credit with us!

Once you get funds and start making payments, those payments will help build your credit with us and with outside credit agencies.

Our app gives you VIP access!

With all the additional features of being a VIP at your fingertips. Manage your account, get Coupons, Refer A Friend, Level Up Rewards… All conveniently included right there for you. Check it out!