“It’s not how much we give but how much love we put into giving.” – Mother Teresa Let’s face...
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Joel Manzer Archives
How to Improve your Credit Score
How does it work? It is important to understand how your credit history works before you try to...
8 Steps to Lower Your Electric Bill
If you've ever wondered how to cut down your electricity bill, here’s how in 8 painless steps....
How to Budget your Money: 50/20/30 Rule
Essential Expenses—are what you need to maintain the fundamentals of your life. No more than 50...
Credit Score: What is it and Why is it Important?
What is a Credit Score? Your credit score is a three digit number obtained from detailed...
Tips for Encouraging Your Children’s Financial Success
It's no secret that today's economy presents challenges to even the most financially responsible...
How to Make Budgeting Fun
What if budgeting was one of your favorite hobbies? Without thinking too much about it, write down...
How Pineapple Can Reduce Healthcare Costs
A pineapple a day keeps the doctor away…and much more! Pineapples are not only delicious but they...
How a Debt Default Could Affect YOU!
With only days left until the U.S. default deadline, a mix of angst and anger are setting in at...