The holidays are special moments where we get a brief break from our busy lives to spend time with...
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Joel Manzer Archives
Declutter and Profit?
Technology these days allows us to access information instantaneously. Before social media’s...
Dealing with Unexpected Medical Bills
Life can sure throw you curveballs! Things you never expect to happen sometimes do, and when it...
Kids: Expect the Unexpected?
Having children is a huge responsibility. Not only are you responsible for making sure this little...
5 Healthy Budget Friendly Meals
After a long, hard day of working on the job, the last thing on your mind is cooking—let alone...
How to: Travel on a Budget
The clock rings, and it’s time to get up. So—you wipe your eyes, stretch, and head over to the...
How to Reduce Household Expenses
It really seems like we are in a never-ending vortex of “everything is expensive and I’m forced to...
7 Steps to Financial Independence
When we celebrate Independence Day we are remembering the historic day our country declared...
Don’t Retire Poor
It can be kind of difficult thinking about retirement when you’re busy working hard. It is much...