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Money Saving Tips for the Holidays

Nov 18, 2016 | Personal Finance

For over 20 years, we have offered comprehensive money management services to those in need of financial help. With the holidays quickly approaching, we have some money saving tips for you. Our loan experts know it’s the most important time of the year to get on top of your available funds. We are devoted to providing easy, innovative ways for you to get the money you need fast.

Start using these money-saving tips before the gift-giving season is in full swing:

Set Up A Holiday Fund

Whether you prefer a savings account or a piggy bank, the most important key to saving for the holidays is to start putting aside money in advance. By stockpiling small increments over a period of a few months, you’ll be able to siphon extra cash from your paychecks without feeling the burn all at once.

Make Your List & Check It Twice

Proactive planning is another one of our money saving tips to eliminate unpleasant surprises in your bank account this holiday season. Make a list of everyone you intend to buy a gift for.  Put a note next to each name delineating the price point you want to spend. Gifts for some people are bound to be more expensive than others, but having a figure in your head this fall will allow you adequate time to prepare for your expected holiday budget.

Start Shopping Early

As the holiday inches closer, many stores will start to take advantage of your societal obligation to purchase gifts. Begin your shopping early before the holiday crowds take over.  You can avoid higher prices and spread out your spending over a more reasonable amount of time. If you notice you’re beginning to rack up a larger number than you expected, your early shopping will also allow you the time to apply for a personal loan.

No matter what financial state you find yourself in this holiday season, we are ready and willing to help you get back on track. With locations in Delaware, Mississippi, Utah, and Nevada, visit our location section to find a location nearest you.

The information provided is for informational purposes only and is not a substitute for professional financial advice. You should consult a credit counseling professional concerning the information provided and what should work best in your financial situation. And any action on your part in response to the information provided is at your discretion.

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