Vacation Loans

Apply for Vacation Financing that fits your needs!

Woman on vacation jumping at the beach

Get an Expedited Vacation Loan 

Are you planning a vacation but can’t quite bring the vision to life because the funds are not enough? A vacation is often a once-in-a-long-time event, and a short-term loan may help. Provided you can repay a loan, it could help you take time to relax and refresh adequately before you’re back to the grind. 

Minute Loan Center offers vacation loans with expedited processing. The application takes a few minutes, and with our in-house underwriting team, many applications receive a decision within minutes, and approved funds may be deposited as soon as the same business day, depending upon bank processing and verification requirements.

Apply Now 

Apply today for vacation financing that can help with travel or other expenses. Depending on the time you apply, the loan could be disbursed on the same day. It helps to have your personal identifying documentation ready for faster verification. 

Apply Now!

Plan your dream vacation for utmost relaxation and refreshment. Get one of our vacation loans and pay off the debt over an extended period.

Women standing next to an ocean

It’s Fast

Apply

Apply

Fill in your details to create your account and make an application. It only takes minutes.

Application Review

Application Review

With quick, in-house review, your application can receive a decision within minutes.

Prompt Funding

Prompt Funding

Approved funds may arrive as soon as the same business day, subject to verification and bank processing.

Compare Your Vacation Financing Options

Here’s how our vacation loans compare to competitor offerings:

Feature  Minute Loan Center Vacation Loans  Bank Personal Loans  Credit Cards  Payday Loans 

Online Application

✔

Sometimes 

✔

✔

Quick Application Process

Takes 1-2 minutes

Often longer 

✔

✔

Same-Day Funding 

Same or next-day funding subject to approval 

Rarely

Not applicable 

Often available 

Fixed Installment Payments

✔

✔

Minimum monthly payments on the revolving balance 

Single payment on payday

Collateral Requirement

None 

Sometimes 

None

None 

Early Repayment Fee 

None 

Depends on lender 

Not applicable 

Depends on lender 

Use for Travel and Vacation Expenses 

✔

✔

✔

✔

Why Choose Minute Loan Center?

Minute Loan Center seeks to make borrowing for your next vacation as straightforward and convenient as possible. Here are more perks to expect with us:

  • A simple, entirely online borrowing experience 
  • Lending decisions made quickly
  • Same-day funding is possible if approved 
  • No collateral required 
  • No hard credit hit for applying 
  • Vacation loans are available in multiple states
  • Fixed installment payments that make budgeting easier 
  • Friendly and helpful customer support throughout your interaction with us 
  • No prepayment penalties 
  • Excellent reviews from past customers 

Minute Loan Center stands out as a trustworthy industry lender known for our reliable service and straightforward lending experience. Choose us.

How To Get Our Loans

Online & in-store
Online & In-Store
Exclusively online
Exclusively Online
Delaware
Delaware
Mississippi
Mississippi
Missouri
Missouri
Nevada
Nevada
South carolina
South Carolina
Utah
Utah
Wisconsin
Wisconsin

Minute Loan Center loans are available online in selected states. Don’t see your state? No worries. We’re frequently adding new locations and partners.

Vacation Loans Repayment 

The ease of repaying vacation financing makes it even more worthwhile. We’ll provide a repayment schedule that breaks down the loan amount plus interest into manageable chunks that don’t strain your budget. 

Nonetheless, if you can repay your loan early, do so. There are no early repayment penalties! Contact us if you need help with your application.

Couple on vacation walking on the beach

How It Works

Getting an online installment loan has never been easier. Minute Loan Center’s simplified 3-step process ensures that you have the funds you need, whenever you need them.

Apply
Our simple installment loan application forms cut out the fluff and take just minutes to complete. There’s no credit hit for applying!
Get Approved
Minute Loan Center’s team of experts goes the extra mile to approve your loan in minutes – and it’s all online.
Instant Funding
When we say same-day loans, we mean it. We also provide free ACH transfers if your bank doesn’t accept Minute Money transactions.

Frequently Asked Questions

Yes, it’s a practical financial solution for families planning larger trips with higher upfront costs. Instead of stretching the money you have too thin, use the funds from your vacation loan to get your preferred accommodations, meals, transportation, and pay for activities. Make the trip memorable and spread the cost over an extended period.


Disclaimer: Loan approval and terms are subject to verification of application information, underwriting review, and compliance with applicable state law. Not all applicants will qualify for the lowest advertised rates or for same-day funding. Funding times may vary based on bank processing schedules and customer verification requirements. Fees, repayment terms, and product availability differ by state. Please review your loan agreement carefully for complete terms and conditions. Please borrow responsibly. Loans are intended for short-term financial needs and are not a long-term financial solution. This content is for educational purposes and does not constitute an offer to lend or a solicitation in any state where we are not licensed.