Personal Cash Loans in Wisconsin
Minute Loan Center works harder to Say YES! Apply for online loans in Wisconsin to get the funds you need.
Easiest Way to Get Cash
" It's the easiest way to get cash when you need it. I've used Minute Loan services for almost 7 years and they have never turned me away. Great service and great employees... "
Compassionate Service
" They were very patient with me when I got behind on my payments, they just needed me to keep them updated. "
Excellent Customer Service
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Apply For A Minute Loan Center Line Of Credit Or An Installment Loan Online In Wisconsin
Are you a Wisconsin resident seeking a quick installment loan for your urgent financial need? Are you looking for quick access to money whenever you need it all year round without the underwriting? We’ve got you! Minute Loan Center offers customized online loans in Wisconsin designed to meet residents’ financial needs.
You can apply for an installment loan and receive the money you need in a lump sum, or opt for a line of credit, and take out smaller amounts whenever required. Whichever you choose, we have simple loan requirements, a generous sum of up to $5,000, and flexible repayment options. Our interest rates, charges, and fees remain low to keep our loans affordable, even for people with bad credit. Choose Minute Loan Center as your credit partner for all personal loans in Wisconsin today.
Here’s an overview of our loan offerings in Wisconsin:
Line of Credit
A line of credit is a revolving loan that allows you to borrow money whenever you need it without underwriting, up to a preset limit. You don’t need to have an agenda in mind to apply for it; the line of credit gives you the assurance that money is available when you need it. In Wisconsin, you can get a line of credit of up to $5,000.
Learn more about our Wisconsin Line of Credit
A line of credit is useful for just about anything, including the following:
- Fill temporary cash flow gaps.
- Ongoing funds for your personal goals.
- Access to instant funds for bills.
- Debt consolidation.
- Make significant purchases.
- Assist with home and car repairs.
Get a line of credit for easy access credit, along with other online loans in Wisconsin.
Installment Loans
An installment loan is a credit facility that offers a borrower a set amount of money that they should repay in equal regular payments called installments. Examples of installment loans are student loans, personal loans, auto loans and mortgages. Apply for online installment loans in Wisconsin and get up to $5,000.
Learn more about our Wisconsin Installment Loans
Installment loans are an especially useful resource for those who wish to:
- Consolidate other loans into one low and easy payment.
- Buy furniture, electronics or appliances versus renting them.
- Assist with unexpected bills.
- Assist with down payments for cars, housing, and other substantial purchases.
Get a personal loan in Wisconsin for your big expenses and pay it off in small monthly installments.
Minute Loan Center Online Loan Options for Wisconsin
| Product | Term | Access to Credit | Repayment |
|---|---|---|---|
Line of Credit(MLC Option) | Open-ended | Revolving | Minimum Payments |
Installment Loan(MLC Option) | Fixed Term | It’s a one-time loan that gives you money in a lump sum. | Fixed Payments |
Payday Loan(Competitor Option) | Fixed Term | Only a small amount of money that is due on the next payday. | Fixed Payments |
Title Loan(Competitor Option) | Fixed Term | Provides a lump sum of money, with your auto title as collateral. | Fixed Payments |
Itemization of Charges – Revolving Credit
| Interest Rates and Interest Charges | |
|---|---|
Annual Percentage Rate (APR) for Advances | For balances up to $5,000, between 179.00% and 701.5625%, depending on your creditworthiness |
Paying Interest | We will begin charging interest on advances on the transaction date. |
| Fees | |
|---|---|
Set-up and Maintenance Fees | |
Account Set-up Fee | $9.95 (one-time fee) |
Annual Fee | $24.95 |
Transaction Fees | |
Advance Fee | Either $1 or 15% of each Advance, whichever is greater. |
Penalty Fees | |
Late Payment | Either $15 or 5% of the unpaid amount due, whichever is greater |
Returned Payment Fee | $15 |
Overlimit Fee | $14.95 |
Other Fees | |
Credit Limit Increase Fee | $4.95 each time we agree, at your request, to increase the credit limit. |
Paper Statement Delivery Fee | $9.95 for each paper statement we print and mail to you, if you cancel or withhold consent for us to prepare and deliver electronic statements. |
Installment Loan Fee Schedule as of
June 28, 2024
| Amount Financed | # of Payments | Payment Frequency | Payment Amount | Final Payment Amount | Interest Total | Total Loan Amount | APR |
|---|---|---|---|---|---|---|---|
$400.00 | 10 | Bi-Weekly | $83.66 | $83.87 | $436.81 | $836.81 | 423.66% |
$800.00 | 10 | Bi-Weekly | $186.98 | $186.98 | $1,069.80 | $1,869.80 | 504.54% |
$600.00 | 15 | Bi-Weekly | $113.06 | $113.22 | $1,096.06 | $1,696.06 | 443.88% |
$1,000.00 | 15 | Bi-Weekly | $191.76 | $192.10 | $1,876.74 | $2,876.74 | 453.99% |
$700.00 | 20 | Bi-Weekly | $124.84 | $125.26 | $1,797.22 | $2,497.22 | 443.88% |
$1,000.00 | 20 | Bi-Weekly | $129.81 | $129.74 | $1,896.13 | $2,896.13 | 464.09% |
$1,000.00 | 33 | Bi-Weekly | $119.44 | $121.11 | $2,943.19 | $3,943.19 | 302.32% |
$5,000.00 | 33 | Bi-Weekly | $597.22 | $598.76 | $14,709.80 | $19,709.80 | 302.32% |
License/Registration
It only takes a minute or two to complete your application. No credit hits for inquiry.
Your loan approval is sent to your email in minutes. You also receive the lending terms. If you agree to them, sign the contract.
Once we receive the signed contract, the money is disbursed to your account immediately!
Personal Loans in Wisconsin FAQs
Yes. You may state your preferred credit limit when you apply for online loans in Wisconsin, but this is subject to our creditors’ review and approval. However, our credit experts usually evaluate your unique situation and come up with a figure that provides enough credit and one that you can comfortably repay.
Apply for a line of credit today!
It’s easy to qualify for Minute Loan Credit online loans in Wisconsin. Our loan requirements are simple and available even to persons with low credit.
Apply for an installment loan today!
Minute Loan Center’s personal loans in Wisconsin can resolve your money needs quickly. Our in-house creditors are waiting to review and approve your application.
Become a Minute Loan Center VIP Member!
Get your VIP Membership today! The Minute Loan Center app offers access to premium lending services with easy repayment terms for our esteemed customers. The VIP status also gives you access to many privileges like MLC coupons for discounts at major retailers, money for referrals, level up rewards and so much more!
