Minute Loan Center ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website minuteloancenter.com, use our services, or engage with us in any other way. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

Scope of the Policy

This policy applies to information we collect:

• On this Website.
• In communications between you and us, including writing, phone calls, email, text, and other electronic messages.
• Through mobile and/or desktop applications you download from this Website, which provide dedicated non-browser-based interaction between you and this Website.
• When you interact with our service providers and applications or other forms on third-party websites and services if those applications or advertising include links to this policy.
• Through applications or other forms you complete.
• From information about your transactions and experiences with us, our affiliates, or others.
• From information received from traditional and non-traditional consumer reporting agencies (e.g., credit bureaus).
• From information we obtain from other third parties.

By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time. Your continued use of this website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

1. Information We Collect

We may collect personally identifiable information that you voluntarily provide to us, such as:

• Name
• Email Address
• Phone Number
• Payment Information
• Other Personal Information

Personal Data:

We may collect personally identifiable information that you voluntarily provide to us, such as: 

• Name 
• Email Address 
• Phone Number 
• Payment Information 
• Other Personal Information 

Usage Data:

We may automatically collect information about your interaction with our services, including:

• IP Address
• Browser Type and Version
• Pages Visited
• Time Spent on Pages
• Device Information

Information from Other Sources:

We may receive information from other sources, including:

• Vendors and Business Partners
• Financial Account Linking
• Mobile Device Operators
• Connected Services
• Publicly Available Data
• Advertising Data
• Data from Other Users

2. How We Use Your Information

We use the information we collect for various purposes, including:

• Creating and maintaining an account with us
• Completing your transactions
• To provide and maintain our services
• To notify you about changes to our services
• To allow you to participate in interactive features of our services
• To provide customer support
• Communicating advertisements
• To gather analysis or valuable information so that we can improve our services
• To monitor the usage of our services
• To detect, prevent, and address technical issues

3. Sharing Your Information

We may share your information with third parties in the following situations:

• With Your Consent: We may disclose your personal information for any purpose with your explicit consent.
• Business Transfers: If we are involved in a merger, acquisition, or asset sale, your information may be transferred.
• Compliance with Laws: We may disclose your information where required to do so by law or to respond to valid requests by public authorities.

4. Security of Your Information

We use administrative, technical, and physical security measures to protect your personal data. While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. Providing your personal information is at your own risk.

5. Your Data Protection Rights

Depending on your jurisdiction, you may have the following data protection rights:

• The right to access, update, or delete the personal data we hold about you.
• The right to object to our processing of your personal data.
• The right to request that we restrict the processing of your personal data.
• The right to data portability. To exercise these rights, please contact us at 1-888-213-5744.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us:

• By email: [email protected]
• By phone: 1-888-213-5744
• By mail: Attn: Compliance 4445 Corporation Lane, Ste 161 Virginia Beach, VA 23462

8. SMS Communications

We may use your mobile phone number to send account-related communications such as login verification, service alerts, payment reminders, and updates regarding your minute loan center account. If you opt in separately, we may also send promotional or marketing text messages. We do not share mobile opt-in data or consent with third parties for their own marketing purposes. You may opt out of marketing text messages at any time by replying STOP.  SMS opt-in data and phone numbers collected for messaging purposes will not be shared with third parties for marketing purposes.