Short-Term Loans Online

Qualify for quick short-term installment loans to get the funds you need fast.

Excited man in t-shirt holding a cell phone

Get Quick Funding for Your Urgent Needs 

Are you looking for quick, easy funding to resolve a temporary financial need? Apply for Minute Loan Center’s short-term loans online. Our short-term Installment Loans have credit limits based on eligibility that can sufficiently cover small financial issues without a long-term debt commitment. 

Minute Loan Center’s installment loans have few easy requirements, and they are processed quickly, which makes them ideal for emergencies and other unexpected expenses. Also, since you apply for these Installment Loans online, you can access them anytime a financial need arises. So, don’t shy away when something comes up. Apply to get the funds you need.

How It Works 

To apply for our short-term loans, start by registering online. We’ll use the details you provide to assess your creditworthiness, after which we’ll review your application and, if approved, deposit the funds into your account. It’s quick and easy!

Apply Now!


A happy woman in a white shirt seated using a cell phone

How To Apply for Minute Loan Center’s Short-Term Installment Loans

Apply

Apply

Complete the registration form in under two minutes.

Application Review

Application Review

Our underwriting team works to review your application quickly.

Prompt Funding

Prompt Funding

Following approval, we deposit the funds into your checking account. You can withdraw the money immediately.

Compare Your Loan Options 

Here’s how our online short-term loans compare to other loan options:

Feature Minute Loan Center Short-Term Installment Loans Bank Personal Loans Payday Loans Credit Card Cash Advances

Online Application

A simple online application

In some cases

Typically

Not required

Approval Process Speed

Fast approval

Often takes several days

Fast

Immediate if eligible

Funding Speed

As soon as the same or next day following approval

Typically takes several business days

Often on same day

Immediately at an ATM or bank

Loan Amounts

Up to $5,000 for qualified borrowers

Often higher amounts, depending on credit profile

Usually a few hundred dollars

Limited by available credit

Repayment

Fixed installments

Fixed installments

Usually a lump-sum repayment

Minimum payment each month

Credit Requirements

Flexible qualification standards, beyond your credit score

Stricter qualification criteria, including credit scores

Depends on the lender’s terms

Requires an existing credit card

Predictable Repayment Schedule

Scheduled installment payments

Scheduled installment payments

Short repayment window

Balance depends on ongoing usage

Entire Process Available Online

Yes, entire borrowing process is online

Sometimes

Often

Requires existing card

Why Choose Minute Loan Center

When you need to apply for short-term loans online, Minute Loan Center offers a simple and convenient way to apply online. Here are more reasons to choose us:

  • Loan amounts available of up to $5,000 for qualified applicants 
  • A fast online application that takes just a few minutes 
  • No hard credit hit for applying
  • Flexible qualification requirements compared to traditional lenders 
  • Quick lending decisions and fast funding avaialble following approval 
  • Entirely online lending, no need to visit a physical branch 
  • Apply any time, at your convenience 
  • Fixed monthly installment payments for easier budgeting 
  • Friendly, supportive customer service throughout the borrowing process 

Minute Loan Center is a reliable loan lender ready to support you financially as you work towards your goals.

We are Expanding Into New States

Minute Loan Center’s online short-term loans are available in several states. We plan to roll them out to other states soon.

The Benefits of Minute Loan Center’s Short-Term Installment Loans

The advantages of holding one of our loans are: 

  • Quick access to the funds you need - application is quick, approval is fast. 
  • Loan amounts that can conveniently cover unexpected expenses. 
  • An easy and short repayment schedule - repay your loan quickly and apply for another. 

Minute Loan Center’s loans can be a great help when you’re faced with financial issues. Apply for a loan today and get the cash you need.

A happy man in a grey hood wearing sunglasses and holding a cell phone

How It Works

Getting an online installment loan has never been easier. Minute Loan Center’s simplified 3-step process ensures that you have the funds you need, whenever you need them.

Apply
Our simple installment loan application forms cut out the fluff and take just minutes to complete. There’s no credit hit for applying!
Get Approved
Minute Loan Center’s team of experts goes the extra mile to approve your loan in minutes – and it’s all online.
Instant Funding
When we say same-day loans, we mean it. We also provide free ACH transfers if your bank doesn’t accept Minute Money transactions.

Frequently Asked Questions

Short-term online loans are personal installment loans used to cover temporary expenses, such as emergency costs, unexpected bills, or temporary cash flow gaps. Rather than going to a storefront, you can submit your application entirely online from almost anywhere, whenever it's convenient. 

If your application is approved, you’ll have the opportunity to review your loan agreement, including the potential loan amount, interest rate, repayment schedule, and any applicable fees. Go over the entire contract before accepting the offer to be sure you agree to the terms presented. 


Disclaimer: Loan approval and terms are subject to verification of application information, underwriting review, and compliance with applicable state law. Not all applicants will qualify for the lowest advertised rates or for same-day funding. Funding times may vary based on bank processing schedules and customer verification requirements. Fees, repayment terms, and product availability differ by state. Please review your loan agreement carefully for complete terms and conditions. Please borrow responsibly. Loans are intended for short-term financial needs and are not a long-term financial solution. This content is for educational purposes and does not constitute an offer to lend or a solicitation in any state where we are not licensed.