Loans in Delaware
Minute Loan Center goes the extra mile to get you the funds you need with our consumer loans.
Easiest Way to Get Cash
" It's the easiest way to get cash when you need it. I've used Minute Loan services for almost 7 years and they have never turned me away. Great service and great employees... "
Compassionate Service
" They were very patient with me when I got behind on my payments, they just needed me to keep them updated. "
Excellent Customer Service
" The Customer Service is excellent. They treated me like a person, not a number. "
Explore the Unsecured Loan Products We Offer!
Minute Loan Center provides cash loans to customers in Delaware to cater to all their borrowing needs. Delaware residents can choose an installment loan to borrow a fixed amount for a short-term financial emergency, or opt for a revolving credit line that lets you access money whenever you need it. Learn more about Minute Loan Center’s personal loans in Delaware below:
Line of Credit
Similar to a credit card, a line of credit gives you the ability to access funds when you need them. You can take an advance against your credit line, pay it down, and borrow more as you need it, up to your credit limit. A line of credit offers you much more flexibility compared to getting other loans in Delaware.
See our FAQ’s below!
Line of Credit up to $5,000! Learn More
Enjoy these Line of Credit benefits:
- Apply once - borrow as needed
- Flexible borrowing amount
- Flexible payments
- Simple interest on borrowed amounts
Find out how much credit you qualify for. Apply for a Minute Loan Center Line of Credit now.
Installment Loans
Our installment loans in Delaware extend credit up to $5,000 with flexible repayment options for up to 9 months. We offer low rates and the ability to obtain more frequent cash advances if needed.
Installment Loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.
Approval in Minutes! Learn More
Delaware personal loans are an especially useful resource for those who wish to:
- Consolidate other loans into one low and easy payment
- Buy furniture, electronics, or appliances versus renting them
- Assist with down payments for cars, boats, housing, or other substantial items
- Assist with unexpected bills
Getting the funds you need could be just minutes away. Apply for a cash loan in Delaware now.
Premier Loans
Minute Loan Center offers a large-scale loan for consumers – the “Premier Loan”. This product carries a borrowing maximum of $5,000. Repayment can be made in small, flexible increments over a 15-month term. Our premier loan service is great for consumers looking for a larger loan in Delaware.
Premier loans are an especially useful resource for those who wish to:
- Consolidate other loans into one low and easy payment
- Buy furniture, electronics, or appliances versus renting them
- Assist with down payments for cars, boats, housing, or other substantial items
- An alternative to refinancing your home or second mortgages
If our flexible Delaware personal loans aren’t enough to round out that monthly cash flow, our premier loans have got you covered.
Store Locations:
MLC Delaware Loan Products Provide Better Options
| Product | Team | Access to Credit | Repayment |
|---|---|---|---|
Line of Credit(MLC Option) | Open-ended | Revolving | Minimum Payments |
Installment Loan(MLC Option) | Fixed Term | Fixed Amount | Fixed Payments |
Payday Loan(Competitor Option) | Fixed Term | Fixed Amount | Fixed Payments |
Title Loan(Competitor Option) | Fixed Term | Fixed Amount | Fixed Payments |
Minute Loan Center Itemization of Charges – Revolving Credit (May 7, 2021)
| Interest Rates and Interest Charges | |
|---|---|
Annual Percentage Rate (APR) for Advances | For balances up to $5,000, between 179.00% and 701.5625%, depending on your creditworthiness |
Paying Interest | We will begin charging interest on advances on the transaction date. |
| Fees | |
|---|---|
Set-up and Maintenance Fees | |
Account Set-up Fee | $9.95 (one-time fee) |
Annual Fee | $24.95 |
Transaction Fees | |
Advance Fee | Either 10% or $1 of each Advance, whichever is greater. |
Penalty Fees | |
Late Payment | $30 |
Other Fees | |
Credit Limit Increase Fee | $4.95 each time we agree, at your request, to increase the credit limit. |
Paper Statement Delivery Fee | $9.95 for each paper statement we print and mail to you, if you cancel or withhold consent for us to prepare and deliver electronic statements. |
Installment Loan Fee Schedule
As of February 21, 2024
Amount
Financed
# of
Payments
Amount Financed
Payment
Frequency
Payment
Amount
Final
Payment
Amount
Interest
Total
Total Loan
Amount
APR
$100.00
6
Bi-Weekly
$26.79
$26.82
$60.77
$160.77
403.47%
$700.00
6
Bi-Weekly
$207.39
$207.44
$544.39
$1,244.39
504.54%
$400.00
10
Bi-Weekly
$83.66
$83.87
$436.81
$836.81
423.66%
$800.00
10
Bi-Weekly
$186.98
$186.98
$1069.80
$1,869.80
504.54%
$600.00
15
Bi-Weekly
$113.06
$113.22
$1096.06
$1,696.06
443.488%
$1,000.00
15
Bi-Weekly
$191.76
$192.10
$1,876.74
$2,876.74
453.99%
$700.00
20
Bi-Weekly
$124.84
$125.26
$1,797.22
$2,497.22
443.488%
$1,000.00
20
Bi-Weekly
$129.81
$129.74
$1,896.13
$2,896.13
464.09%
$1,000.00
33
Bi-Weekly
$119.44
$121.11
$2,943.19
$3,943.19
302.32%
$5,000.00
33
Bi-Weekly
$597.22
$598.76
$14,709.80
$19,709.80
302.32%
Example assumes exact period terms for a 14-day Bi-Weekly pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 238% to 519%.
Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
Examples listed MAY have an OPTIONAL fee assessment for Minute Money services of $9.95. See associate for details.
Minute Loan Center reserves the right as outlined in section 8 of the loan agreement that in the event a payment is late by Five (5) days or more, we MAY assess a 5% fee on the unpaid portion of the payment.
Minute Loan Center reserves the right in the event a payment is returned for Insufficient Funds, we MAY assess a $25 fee for the returned item.
Examples are assumed based on exact on-time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.Enter some text...
From a 2-minute application process to an equally fast approval, our commitment to quick service is second to none. Our fast-approval loans in Delaware ensure that funding is always within reach for our customers.
Thousands of customers choose Minute Loan Center as their go-to for personal loans in Delaware because of our no-risk guarantee. Repay your loan within 24 hours and pay no interest at all.
We believe that you are not defined by your credit score. No matter the financial history, we give every applicant a fair assessment. Apply for a cash loan in Delaware today.
Online Line of Credit Frequently Asked Questions
Delaware residents may be eligible to receive a revolving credit line of up to $5,000.
Applying is Quick and Easy!
Get started by just clicking a few buttons to establish the credit limits of our loans in Delaware and view your customized loan offer and borrowing terms – without impacting your credit score.
Disclaimer: Loan approval and terms are subject to verification of application information, underwriting review, and compliance with applicable state law. Not all applicants will qualify for the lowest advertised rates or for same-day funding. Funding times may vary based on bank processing schedules and customer verification requirements. Fees, repayment terms, and product availability differ by state. Please review your loan agreement carefully for complete terms and conditions. Please borrow responsibly. Loans are intended for short-term financial needs and are not a long-term financial solution.
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Disclaimer: Loan approval and terms are subject to verification of application information, underwriting review, and compliance with applicable state law. Not all applicants will qualify for the lowest advertised rates or for same-day funding. Funding times may vary based on bank processing schedules and customer verification requirements. Fees, repayment terms, and product availability differ by state. Please review your loan agreement carefully for complete terms and conditions. Please borrow responsibly. Loans are intended for short-term financial needs and are not a long-term financial solution.