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Kids: Expect the Unexpected?

Aug 25, 2014 | Personal Finance

Having children is a huge responsibility. Not only are you responsible for making sure this little person is safe, but you are responsible for providing the bare essentials and a little more.

Unfortunately, the bare necessities are expensive. Most people aren’t prepared for these expenses as well as the unexpected situations that arise with children.

Like they always say, “expect the unexpected”… especially with kids! So, buckle up and get ready for the ride because it gets weirder every second. Emergencies come up all the time, but that doesn’t mean you can’t prepare for them. It certainly doesn’t mean you need to avoid having children; just know what lies ahead of you.

Accidents & Emergencies

If a child makes it safely into adulthood without breaking any bones, it’s a miracle! Accidents are bound to happen with children; accidents that often involve blood, broken bones, cuts, burns and lots of crying. Not what you’d call “good times”.

Let’s say your child is playing on the monkey bars, falls off, and breaks a leg. Then all of a sudden you have to take your child to the emergency room, and we all know how expensive that can be.

Food Allergies

What about the day you find out your child has food allergies? So much for that perfect grocery list. Right? Lol.

Not only does this new obstacle affect monthly expenses, but severe allergies can be terrifying especially if your child has to use the EpiPen. The EpiPen can save lives, but ensuring that your child has access to it has to be carefully planned out.

If you can’t think of any unexpected things you might have to deal with when having children, don’t worry—just think about all the things your parents went through with you. How did they handle it? More than likely—very well, because you’re still alive! 😉 Just do what they did!


The information provided is for informational purposes only and is not a substitute for professional financial advice. You should consult a credit counseling professional concerning the information provided and what should work best in your financial situation. And any action on your part in response to the information provided is at your discretion.

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