We’re here to help you get a loan that fits your lifestyle.

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For over 25 years, Minute Loan Center has helped hundreds of thousands of good people get access to funds when they need them. We believe that everyone deserves a trustworthy source of credit to handle short-term needs whether they have good, fair or credit that needs a little help. That idea has led us to create loan products that offer greater flexibility than a Pay Day Loan. With the ability to make payments over time, and control how much you end up paying by paying down more than the payment amounts, our short-term installment loans are more flexible than fixed payment loan products and help you manage your money your way.

When you need a convenient short-term loan, you know you can rely on Minute Loan Center.

You Matter Here

Minute Loan Center provides short-term installment loan products in compliance with all applicable state and federal laws. We have been dedicated to the communities we serve. We strive to treat you like family and find you the best solution available for your needs.

    Our Commitment to You:
  • We promise to work with you directly. When you choose Minute Loan Center, you are working with dedicated, passionate people who have been serving our communities for decades. Unlike many websites, Minute Loan Center issues your loan directly in the states we service, never selling your loan application to anyone else.
  • We work with our partners in local and federal government to provide an environment and products that comply with the appropriate state and federal regulatory bodies.
  • Your privacy is important to us. That’s why we safeguard your information and use industry-standard online security.
  • We encourage our customers to pay off the principal of their loan as quickly as they can. This can reduce the total amount due and help save money.
  • We are committed to your success. Building your credit with us provides a valuable resource for when life happens.

No hidden fees At Minute Loan Center, we commit to clearly disclosing the total cost of your loan. This is presented in terms of the annual percentage rate, total number of payments and finance charge as defined by the Federal Truth in Lending Regulations. We provide more funding options than virtually any other lender, and the ones that require a fee are clearly defined in the application. Late fees, NSF fees and other results of failed payments are clearly defined in your loan contract. We pride ourselves in our transparency and will never charge you any hidden fees not disclosed in your loan agreement.

24-hour guarantee Did you take out a loan and changed your mind? We guarantee you can return the entire principle amount in 24 hours with no questions asked, no fees and no interest due. Just pay back the principle and you are done.

A better loan product Payday loans are what most people think of when they look for a short-term loan. They can be a real help when life happens, but they require the borrower to pay the amount in full, plus the fee on the very next pay day. This can result in people feeling they need to renew the loan until they can catch up. We knew there had to be a better way. This is why Minute Loan Center has pioneered innovative installment loans that provide the ability to pay over a longer term, making it easier to budget for the loan payments and be successful in paying off the loan by knowing exactly how many payments a loan will have and how much they will cost. With a Minute Loan Center installment loan, you can pick when you pay, allowing you to pay the loan off faster than the due dates without penalty. This helps you reduce the amount of interest due at the end of the loan.

Get Funded Fast

You can get funded as fast as the same day, even as fast as minutes!

No Pre-Pay Penalties

Want to pay off your loan early? No problem, it won’t cost extra.

We Say Yes!

We specialize in helping good people get a better loan.