Personal Cash Loans | Minute Loan Center

Utah Personal Loans

Premier Loans

MLC offers a large scale loan for consumers – the “Premier Loan”. This product is typically suited for customers with stronger payment/credit histories and carries a borrowing maximum of $5,000. Repayment can be made in small, flexible increments over a 14-month term.


Premier loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Term: 14 months
Required:
  • $50,000 Annual Income
  • Direct Deposit
  • Bank Statement
  • State Issued ID
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!

Installment Loans

Installment loans are the go-to solution for short-term borrowing needs up to $1,500 with low rates and flexible repayment options up to 3 months.


Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Term: 12 months
Required:
  • $1,000/month Income
  • Bank Statement
  • Recent Pay Stub
  • State Issued ID
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Installment Loan Fee Schedule As of January 21, 2018
Amount Financed $100.00 $500.00 $850.00 $250.00 $500.00 $1,000.00 $1,100.00 $1,500.00 $2,500.00 $2,500.00 $3,500.00 $5,000.00
# of Payments 6 6 6 10 10 10 33 33 33 39 39 39
Payment Frequency Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly
Payment Amount $26.88 $135.81 $252.33 $51.05 $102.10 $231.28 $133.29 $181.76 $339.12 $245.48 $330.45 $525.54
Interest Total $61.34 $314.87 $664.07 $260.52 $521.06 $1,312.87 $3,300.59 $4,500.87 $8,694.87 $6,974.98 $9,390.39 $15,496.42
Total Loan Amount $161.34 $814.87 $1,514.07 $510.52 $1,021.06 $2,312.87 $4,400.59 $6,000.87 $11,194.87 $9,574.98 $12,890.39 $20,496.42
APR 408.00% 418.00% 508.00% 408.00% 408.00% 498.00% 308.00% 308.00% 348.00% 238.00% 238.00% 268.00%
*Example assumes exact period terms for a 14 day Bi-Weekly pay cycle. The finance charge includes fees charged based on a Tiered Contracual APR which can range between 238% to 508%.
*Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
*Minute Loan Center reserves the right as outlined in section 8 of the loan agreement that in the event a payment is late by Five (5) days or more, we MAY assess a 5% fee on the unpaid portion of the payment.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.