Personal Cash Loans | Minute Loan Center

Nevada Personal Loans

Premier Loans

MLC offers a large scale loan for consumers – the “Premier Loan”. This product is typically suited for customers with stronger payment/credit histories and carries a borrowing maximum of $5,000. Repayment can be made in small, flexible increments over a 14-month term.


Premier loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Max amount: $5,000.00
Term: 14 months
Required:
  • $50,000 Annual Income
  • Direct Deposit
  • Bank Statement
  • State Issued ID
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Product Fee Schedule - Premier Installment Loans As of July 3rd, 2014
Amount Financed $1,500.00 $2,000.00 $2,500.00 $3,000.00 $3,500.00 $4,000.00 $4,500.00 $5,000.00
# Payment Frequency 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly
Payment Amount $126.75 $169.00 $211.25 $253.50 $295.75 $338.00 $380.25 $422.50
Final Payment Amount $126.98 $169.42 $211.71 $254.19 $296.51 $338.81 $381.21 $423.43
Interest Total $2,302.73 $3,070.42 $3,837.96 $4,605.69 $5,373.26 $6,140.81 $6,908.46 $7,675.93
APR 194.46% 194.47% 194.47% 194.47% 194.47% 194.47% 194.47% 194.47%
Total Loan Amount $3,802.73 $5,070.42 $6,337.96 $7,605.69 $8,873.26 $10,140.81 $11,408.46 $12,675.93
*Example assumes thirty 14-day bi weekly terms. The finance charge includes fees charged based on a contractual APR of 195%.
*Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Installment Loans

Installment loans are the go-to solution for short-term borrowing needs up to $1,500 with low rates and flexible repayment options up to 3 months.


Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Max amount: $1,500.00
Term: 3 months
Required:
  • $1,000/month Income
  • Bank Statement
  • Recent Pay Stub
  • State Issued ID
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Product Fee Schedule - Installment Loans As of January 21, 2018
Amount Financed $300.00 $400.00 $500.00 $600.00 $700.00 $800.00 $900.00 $1,000.00 $1,500.00
# of Payments 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly
Payment Amount $79.92 $106.56 $133.20 $159.84 $186.48 $213.12 $239.76 $266.40 $399.60
Final Payment Amount $79.92 $106.56 $133.20 $159.84 $186.48 $213.12 $239.76 $266.40 $399.60
Interest Total $179.54 $239.38 $299.21 $359.03 $418.90 $478.90 $538.59 $598.43 $897.65
APR 397.92% 397.91% 397.90% 397.88% 397.90% 397.90% 397.90% 397.90% 397.90%
Total Loan Amount $479.54 $639.38 $799.21 $959.03 $1,118.90 $1,278.73 $1,438.59 $1,598.43 $2,397.65
*Example assumes six 14-day bi weekly terms. The finance charge includes fees charged based on a contractual APR of 399%.
*Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.