Missouri Personal Loans

Installment Loans

This product extends credit up to $2,000 with flexible repayment options up to 12 months. It offers low rates and the ability to obtain more frequent advances if needed.

Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.

    Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • Assist with unexpected bills
Term: 4-12 months
Required:
  • Verifiable source of recurring Income.
  • Must have a verifiable checking or savings account that has 30 days of banking activity
  • Must supply a valid Social Security Number
  • *Decrease the time for approval with Instant Bank Verification.
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Installment Loan Fee Schedule As of July 27th, 2018
Amount Financed $200.00 $500.00 $1,000.00 $2,000.00 $200.00 $500.00 $1,000.00 $2,000.00 $200.00 $500.00 $1,000.00 $2,000.00 $200.00 $500.00 $1,000.00 $2,000.00
# of Payments 17 26 39 52 9 13 20 26 8 12 18 24 4 6 9 12
Payment Frequency Weekly Weekly Weekly Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Semi-Monthly Semi-Monthly Semi-Monthly Semi-Monthly Monthly Monthly Monthly Monthly
Payment Amount $21.82 $45.98 $85.32 $172.79 $40.25 $86.67 $159.00 $321.25 $48.59 $102.70 $189.13 $380.71 $100.06 $209.08 $381.02 $763.43
Interest Total $171.19 $695.86 $2,329.59 $6,991.33 $162.37 $627.11 $2,181.26 $6,354.35 $188.73 $732.39 $2,404.64 $7,139.12 $200.27 $754.53 $2,429.17 $7,161.35
Total Loan Amount $371.19 $1,195.86 $3,329.51 $8,991.33 $362.37 $1,127.11 $3,181.26 $8,354.35 $388.73 $1,232.39 $3,404.64 $9,139.12 $400.27 $1,254.53 $3,429.17 $9,161.35
APR 412.50% 412.54% 422.64% 442.87% 412.55% 412.55% 422.65% 442.87% 407.10% 407.74% 417.27% 436.00% 419.33% 418.42% 427.83% 447.87%
* Example assumes exact period terms for each pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 238% to 508%.
* Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00.
  * Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. 
* Easy Money EMG reserves the right as outlined in the loan agreement that in the event a payment of $25.00 or less is late by 15 days or more, you will be charged $5.00. If a payment that exceeds $25.00 is late by 15 days or more, you will be charged the greater of $15.00 or 5% of the payment (maximum $50.00). 
* Easy Money EMG reserves the right in the event your payment is refused by a financial institution, you agree to pay us a $25.00 handling fee plus any charges assessed by the institution that refused payment.
* Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.